Merchant Services

At Payment Guru, merchant services are at the heart of what we do, ensuring secure and seamless payment solutions for your business. Whether it’s card processing, acquiring, or payment integration, merchant services cover it all—enabling payments through Chip and PIN terminals, integrated EPOS systems, phone payments (MOTO), in-app purchases, or eCommerce transactions.

How We Help You Save

  • Better Pricing Models: We identify the best pricing model for your business—Blended, IC+, or IC++.
  • Industry Knowledge: We compare options, providers, and models to find the perfect processor for you.
  • Cost Reviews: We analyse your fees using market data to show where you can save.
  • Hidden Fees: We uncover unnecessary charges and ensure you’re paying fair rates.
  • Flat vs. Transactional Costs: We assess whether flat or variable rates suit your needs best.‍
  • Open Banking: Save big on high-value transactions with fixed per-transaction fees.

It's Not Just About Cost

‍While price matters, actual value lies in functionality, integration, and support. Saving on fees is pointless if operational inefficiencies cost you more.

That’s why we take a balanced approach—reducing costs while streamlining operations and enhancing customer experience. Unlike many brokers who focus solely on price, our years of expertise ensure you get the best solutions, not just the cheapest.