Open Banking & A2A
Open Banking offers a streamlined, cost-effective payment solution that allows for direct Account-to-Account (A2A) transactions, bypassing traditional methods like BACS, Direct Debit, and Credit Cards. With faster payments, reduced fees, and greater control over the payment process, businesses can improve efficiency while cutting costs.
At Payment Guru, we provide omnichannel payment solutions, including terminals, online payments, MOTO, QR codes, text payments, and app integrations. This flexibility allows businesses to transition away from expensive card payments and embrace the benefits of Open Banking across all touchpoints.
Why Choose Open Banking A2A Payments?
- Significant Cost Savings: Reduce merchant service charges, especially for high ATV and business debit card spending in B2B settings.
- Flexible Payment Options: Card-present, CNP/MOTO, eCommerce, and payment links via email or text message are available.
- PCI Compliant: Secure payment processes outside the traditional card network.
- No Chargebacks: Eliminate the risk of chargebacks, ensuring smoother transactions.
- Instant Settlements: Faster payments with real-time reconciliation and confirmation.
- Lower Fees: Cut Visa/Mastercard, interchange, and acquirer charges, making it ideal for high-ticket transactions.
- Speed and Efficiency: Quicker and more tech-savvy than traditional DDs and BACS systems.
- Enhanced Customer Satisfaction: Real-time payment confirmation creates a seamless experience for you and your customers.
